Investment Products

We can help you achieve your dreams  with the right mix of these investment products.

Term deposits offer the greatest level of certainty, offering an unlimited guarantee on your initial investment as well as a guaranteed rate of return for the term selected. Terms range from 30 days to 5 years with both redeemable and non-redeemable options.

Interest is paid at maturity for shorter terms and annually for longer terms. Golden members also have the benefit of electing to have interest paid monthly on our 1-year term deposits. Do you have $100,000 or more to invest? Ask about our rate specials.
Index linked term deposits offer the peace of mind of an unlimited guarantee on your initial investment while providing the potential of a higher return based on potential gains on the stock market. You can invest in this product with no management fees and no commissions. Returns on this product are based on the performance of the S&P/TSX 60 Index, meaning that you can gain access to the potential returns of the stock market without having to worry about buying and selling stocks. This investment is available in both a 3 and 5 year term and can be held within a registered plan or as part of your non-registered investment portfolio.

If you think this might be a good option for you, take a look at the historical performance of both the 3-year and 5-year deposits.
Market linked term deposits offer the peace of mind of an unlimited guarantee on your initial investment while providing the potential of a higher return based on potential gains on the stock market, along with a guaranteed minimum return. You can invest in this product with no management fees and no commissions. Returns on this product are based on the performance of a carefully selected basket of stocks, meaning that you can gain access to the potential returns of the stock market without having to worry about buying and selling stocks. This investment is available in both a 3 and 5 year term and can be held within a registered plan or as part of your non-registered investment portfolio.

If you think this might be a good option for you, take a look at the historical performance of both the 3-year and 5-year deposits.
Mutual funds allow you to invest in a basket of stocks or other investments selected and managed by a professional fund manager. Mutual funds can be held within a registered product or a non-registered portfolio. Mutual funds provide the benefit of professional investment advice and allow investors to choose between different levels of potential risk and return.

*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds before investing. Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities is a registered mark owned by Aviso Wealth Inc.
Qtrade Investor® is Canada's leading independent online brokerage. If you prefer a self-directed option that allows for investment in a wide range of investments including stocks, ETFs, mutual funds, bonds, GICs, options and new issues/IPOs, Qtrade Investor might be right for you. Qtrade Investor allows for both registered and non-registered accounts and offers exceptional value between low trading costs and powerful research tools. Learn more here.

**Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.
*Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds before investing. Unless otherwise stated, mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities is a registered mark owned by Aviso Wealth Inc.
**Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.
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