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Rates

  1. Home
  2. Rates

As a member-owned financial cooperative, our rates are designed to provide great value to our member-owners. 

Is your mortgage renewal due within the next six months? Reach out to one of our Personal Credit Advisors at your local branch for more information to learn how we can positively impact your financial well-being.


Loan rates displayed on this page are for personal borrowing only. We also provide a full-range of business borrowing options and one of our Business Credit Advisors would love to have a conversation about your business' unique needs.

Prime Rate
Prime Rate
FX
Foreign Exchange
Mortgages
Mortgages
Savings
Term Deposits

Prime Lending Rate

Prime Lending Rate

Variable Rate

5.95
*
%
CreditMaster Rate

Variable Rate

5.95
*
%
*Rates are subject to change.

Foreign Exchange Rates

United States Dollar

Sell Rate

1.3888
*
%
United States Dollar

Buy Rate

1.4278
*
%
British Pound

Sell Rate

1.7048
*
%
British Pound

Buy Rate

1.8509
*
%
Euro

Sell Rate

1.4279
*
%
Euro

Buy Rate

1.5199
*
%
*Rates are subject to change.

**Note: "Sell Rate" refers to a member selling currency to WLDCU; "Buy Rate" refers to a member buying currency from WLDCU.

Special Mortgage Rates

3 Year Closed - Default Insured

Fixed Rate

4.29
*
%
5 Year Closed - Default Insured

Fixed Rate

4.09
*
%
*Rates quoted on this page are base rates. Your actual rate may be slightly higher or lower than these rates depending on a full review of the transaction.

Personal Mortgage Rates

1 Year Closed

Fixed Rate

6.00
*
%
2 Year Closed

Fixed Rate

5.60
*
%
3 Year Closed

Fixed Rate

4.84
*
%
4 Year Closed

Fixed Rate

5.15
*
%
5 Year Closed

Fixed Rate

4.74
*
%
7 Year Closed

Fixed Rate

5.55
*
%
3 Year Open

Variable Rate

Prime + 0
*
%
1 Year Open

Fixed Rate

8.29
*
%
6 Month Open

Fixed Rate

9.29
*
%
*Rates quoted on this page are base rates. Your actual rate may be slightly higher or lower than these rates depending on a full review of the transaction.

Term Deposit Rates

Non-redeemable Term Deposits
1 Year

Non-redeemable

3.75
*
%
2 Year

Non-redeemable

3.50
*
%
3 Year

Non-redeemable

3.10
*
%
4 Year

Non-redeemable

3.05
*
%
5 Year

Non-redeemable

3.30
*
%
*Rates are subject to change.
Redeemable Term Deposits
1 Year

Redeemable

2.59
*
%
2 Year

Redeemable

2.75
*
%
3 Year

Redeemable

2.85
*
%
4 Year

Redeemable

2.75
*
%
5 Year

Redeemable

3.00
*
%
*Rates are subject to change.
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