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Rates
As a member-owned financial cooperative, our rates are designed to provide great value to our member-owners.
Is your mortgage renewal due within the next six months? Reach out to one of our Personal Credit Advisors at your local branch for more information to learn how we can positively impact your financial well-being.
Loan rates displayed on this page are for personal borrowing only. We also provide a full-range of business borrowing options and one of our Business Credit Advisors would love to have a conversation about your business' unique needs.
Prime Lending Rate
Prime Lending Rate
Variable Rate
6.45
*
%
CreditMaster Rate
Variable Rate
6.45
*
%
*Rates are subject to change.
Foreign Exchange Rates
United States Dollar
Sell Rate
1.3367
*
%
United States Dollar
Buy Rate
1.3757
*
%
British Pound
Sell Rate
1.7004
*
%
British Pound
Buy Rate
1.8464
*
%
Euro
Sell Rate
1.4514
*
%
Euro
Buy Rate
1.5435
*
%
*Rates are subject to change.
**Note: "Sell Rate" refers to a member selling currency to WLDCU; "Buy Rate" refers to a member buying currency from WLDCU.
Personal Mortgage Rates
1 Year Closed
Fixed Rate
7.00
*
%
2 Year Closed
Fixed Rate
6.00
*
%
3 Year Closed
Fixed Rate
5.15
*
%
4 Year Closed
Fixed Rate
5.15
*
%
5 Year Closed
Fixed Rate
4.95
*
%
7 Year Closed
Fixed Rate
5.55
*
%
3 Year Open
Variable Rate
Prime + 0
*
%
1 Year Open
Fixed Rate
8.29
*
%
6 Month Open
Fixed Rate
9.29
*
%
*Rates quoted on this page are base rates. Your actual rate may be slightly higher or lower than these rates depending on a full review of the transaction.
Term Deposit Rates
Non-redeemable Term Deposits
1 Year
Non-redeemable
4.10
*
%
2 Year
Non-redeemable
3.80
*
%
3 Year
Non-redeemable
3.65
*
%
4 Year
Non-redeemable
3.55
*
%
5 Year
Non-redeemable
3.55
*
%
*Rates are subject to change.
Redeemable Term Deposits
1 Year
Redeemable
2.59
*
%
2 Year
Redeemable
2.75
*
%
3 Year
Redeemable
2.85
*
%
4 Year
Redeemable
2.75
*
%
5 Year
Redeemable
3.00
*
%
*Rates are subject to change.