Personal Banking Accounts

Williams Lake and District Credit Union proudly offers a wide array of chequing and savings accounts designed to help members
achieve their dreams.

Chequing Accounts

This account is a workhorse that offers maximum value for those who transact a lot.

  • Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® ​network)
  • Unlimited Interac® e-Transfers
  • Free bill payments
  • 50% discount on Official Cheques

$15.50 per month
A comprehensive package account for those who may not use Interac® e-Transfers as much.

  • Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® network)
  • Free bill payments
  • 50% discount on Official Cheques

$12.50 per month

A pay-as-you-go account that pays interest on balances of $1,000 or more.

  • 75¢ per debit transaction

$3.50 per month, waived with a minimum monthly balance of $1,000

This account is for members who have reached 60 years of age. Enjoy the benefits of Credit Union membership!

  • Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® network)
  • Free bill payments
  • 50% discount on Official Cheques
  • 50% discount on cheques printed in-branch
  • Option to have any term deposit interest earned paid monthly

No monthly fee
If you transact in US currency, this interest-bearing account is for you. Having an account in US currency allows you to save money by purchasing currency when foreign exchange rates make sense. 

  • 75¢ per debit transaction

No monthly fee
As a student, the last thing you need to worry about is pesky service charges eating away at your account balance. By saving you money, earning you interest, and simplifying your life, this account helps achieve your educational dreams.

  • Unlimited debit transactions
  • 10 free withdrawals per month from any ATM (surcharges levied by other institutions will still apply. Find a surcharge-free ATM on
  • THE EXCHANGE® network)
  • Unlimited online or telephone banking bill payments

No monthly fee
If you're aged 18 -24, this account offers a low monthly fee to help you save and manage your money.

  • Includes 25 debit transactions (excluding ATMs not on THE EXCHANGE® network)
  • 50¢ per transaction that exceed the monthly transaction limit

$3 per month
Are you aged 13 to 18? Do you need an account that won't break the bank? This account is for you!

  • Unlimited debit transactions (excluding ATMs not on THE EXCHANGE® network)
  • 75¢ per online or telephone banking bill payment

No monthly fee

Savings Accounts 

A premium savings accounts for those who maintain a higher balance and conduct few transactions. 

  • Earns a premium rate for balances of $5,000 and up
  • Interest is calculated daily and paid monthly
  • Includes 2 transfers to another WLDCU account per month
  • Additional debit transactions are $5 each

No monthly fee
Do you want to earn a little higher rate, but need the flexibility of low-cost transactions? This account is for you.

  • Earns a tiered rate that increases as your balance does
  • Interest is calculated daily and paid monthly
  • 85¢ per debit transaction

No monthly fee
This basic savings account earns interest and is simple and easy to access.

  • Earns interest
  • Interest is calculated daily and paid quarterly
  • 85¢ per debit transaction

No monthly fee
This account is for members who have reached 60 years of age. Do you want to earn a little higher rate? This account is for you.

  • Earns a tiered rate that increases as your balance does
  • Interest is calculated daily and paid monthly
  • No charge for debit transactions (excluding ATMs not on THE EXCHANGE® network)

No monthly fee
This basic savings account earns interest and is simple and easy to access.

  • Earns interest
  • Interest is calculated daily and paid quarterly
  • No charge for debit transactions (excluding ATMs not on THE EXCHANGE® network)

No monthly fee
Are you aged 18 and under? This savings account is for you!

  • Earns interest
  • No charge for debit transactions (excluding ATMs not on THE EXCHANGE® network)

No monthly fee

Do you have more questions about our service fees?

More info on our service charges can be found here.
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