Bring it Home with WLDCU!

Bring your mortgage to WLDCU and earn up to $1,500 to cover legal fees, appraisal costs, or prepayment penalties.
Combine this with our 5-year fixed rate as low as 5.19% and you've got a wining deal to help you purchase a home,
complete those renovations, or move your mortgage to WLDCU. Learn more here.

Additional Solutions

Williams Lake and District Credit Union proudly
offers a full range of financial services to help you
achieve your dreams.

Safety Deposit Box

Safeguard your valuables with one of our Safety Deposit Boxes. A variety of sizes are available at a reasonable annual rent.

Safety deposit boxes are a great place to store important documents, jewelry or sentimental items to prevent them from being lost, stolen, or damaged in a fire. With a safety deposit box you will always know that your valuables are in a safe and easily accessible place. For more information on the variety of Safety Deposit Box sizes and associated annual fees please contact any of our branches.

Wire Transfers

Wire transfers allow you to send money to a recipient both domestically and internationally. A fee applies to complete a wire transfer.

We will need to provide the following information when sending a wire transfer:

  • Sender's Legal Name

  • Sender's Street Address, City and Postal Code (PO Boxes are not acceptable)

  • Recipient's Bank Name

  • Bank Address and Transit and Institution Number/SWIFT Code/ABA*

  • Recipient's Name

  • Recipient's Street Address, City, Country and Postal Code (PO Boxes are not acceptable)

  • Recipient's Account Number or IBAN if applicable

*Transit number is required for Canadian transfers, Swift Code and IBAN for international transfers, and ABA for transfers to the United States

Foreign Exchange

With Canadians travelling to many locations around the world, access to a wide variety of foreign currency is more important than ever.

US Dollars are immediately available at Williams Lake and District Credit Union. Other foreign currencies are available, typically within a few days of order. Ordering currency before you travel avoids any potential difficulties with exchanging currency in a foreign country. With access to many global currencies, you can get the cash you need for even the most exotic vacation. Please contact your branch to order foreign currency.

Travel Insurance

Even precisely planned vacations can be interrupted by delays and emergencies which can disrupt your itinerary and cost you a lot of money. Protect your family assets and ensure peace of mind while you travel. With our travel insurance program, your rate is based on where you plan to travel, the duration of your trip and your age.


  • $5 million coverage on excess hospital, medical and dental expenses

  • Comprehensive medical support with 24/7 access to emergency assistance, anywhere in the world

  • Transportation home when medically required and access to a medical professional who can coordinate your medical care

  • Necessary lab tests, x-rays and prescription drugs

  • Qualified claims staff to assist you in case of sudden illness or accident

  • If you travel frequently, the CUMIS Insurance Travel Program has a policy that covers all trips throughout the year

  • Optional plans include trip interruption, accidental death and dismemberment, and air flight accident insurance

  • There are no pre-existing condition exclusions if you are under 71 years of age and traveling for 35 days or less, as long as no other exclusions apply

Note: Some products have more underwriting qualifications than others. Call for complete details.

CUMIS Travel Insurance Program is underwritten by Co-operators Life Insurance Company and administered by TIC Travel Insurance Coordinators Ltd. For more information, please visit your credit union or call TIC at 1-877-885-2847.

Home Insurance

Home insurance offers peace of mind to homeowners. It enables you to recoup financial losses in the event of theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home. Additionally, it can protect you against liability for accidental damage to someone else’s property.We offer excellent coverage options for your home insurance needs. Whether you own or rent your home, we’ve got the right coverage for you.

Additional savings are available when you:
  • Are claims-free
  • Have a centrally monitored home security system
  • Have a monitored fire alarm system in your home
  • Have a new home
  • Have a Neighbourhood Watch program in your area
  • Are mortgage-free
  • Are a mature policyholder

Note: Discounts, coverage and eligibility vary by province.

Property rates are calculated based on place of residence, value and age of property, claims history, and security devices installed, and whether or not there are secondary heating devices such as woodstoves or fireplaces.

For more information, talk to your credit union or call CUMIS at 1-800-810-2847 and speak to a Licensed Insurance Representative. You may also obtain a quote online at

Pet Insurance

Help protect your pets against unexpected veterinary costs.

You care about providing the best care for your pets, as they are a cherished part of your family. Pet Insurance from Pets Plus Us helps you prepared for unexpected veterinary costs if your dog or cat becomes injured or sick.

What's included:

  • Choose from Accident, or Accident and Illness coverage
  • Optional FLEX Care plans for routine and wellness treatments are available
  • Additional benefits, such as advertising and rewards for lost pets
  • Alternative therapies
  • 24/7 access to the Member's portal to submit claims, review plan details, and update information

FLEX Care program: for a little more each month, get help paying for routine, wellness, and even dental care. Available to add on to Accident and Illness plans.

Your choice of deductible and reimbursement on Accident and Illness plans allows you to customize a plan and a premium that works best for you and your pet.
Coverage for eligible exam fees and taxes included, which can represent a significant portion of the bill.
Find the right coverage for your pets.
Build a quote today.

Frequently Asked Questions

Pet insurance is coverage designed to provide pet owners with financial protection for veterinary care and various related medical costs. By helping you deal with unexpected costs, pet insurance puts you in a better position to make decisions about your pet’s medical care without putting cost first.
Pet insurance from Pets Plus Us provides coverage to treat eligible accidents and injuries such as fractures, lacerations or swallowing foreign objects. Insurance plans that also include illness coverage can cover common ailments such as digestive issues, allergies, cancer and infections. These policies include the cost of the diagnostics and treatments associated with the eligible accidents or illnesses.
Most pet insurance plans do not include coverage for routine, preventative or wellness treatments. Examples of excluded treatments include spaying and neutering, annual checkups, vaccinations, flea and tick control, heartworm medication, ear cleaning and microchipping or dental care. That is why Pets Plus Us offers the option to add on Flex Care coverage to the Accident & Illness plan. It can cover annual checkups, vaccinations and more.
Pets Plus Us offers pet insurance for all dog and cat breeds.
The premium for pet insurance depends on the type and amount of coverage you choose, the type of pet you have, and the cost of veterinary care in your area. Build your personalized quote here.
You can enroll your pet in a Pets Plus Us plan any time after they have reached eight weeks of age. There are no upper age limits for new enrolments with Pets Plus Us, though pets over a certain age are required to complete some Senior Requirements.
*Williams Lake and District Credit Union members receive a preferred rate of 5% off.

All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. This advertisement is an outline only; policy terms and conditions 'User Guide' will prevail. For all terms and conditions visit:

© 2023 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d'Assurances Collectives (Sodaco) Inc. in Quebec. Pets Plus Us Pet Insurance is available in all provinces and territories. Pets Plus Us®, Pets PlusUs & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.

© 2023 Williams Lake and Distrct Credit Union. All rights reserved.
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