At Williams Lake and District Credit Union, we are continually looking for ways to increase value to our members. Over the past few years, we've received lots of feedback from our members regarding our day-to-day banking packages. In response to that feedback, we assembled a working group of WLDCU team members to conduct a scan of the competitive landscape and to make recommendations with respect to our day-to-day banking packages. Some important highlights include:
The introduction of a new, premium personal chequing account
Most personal and business chequing packages will now include a number of Interac® eTransfers
Enhancements to our business chequing packages to provide greater choice
Enhancements to our organization chequing package to reflect the positive impact created by non-profit organizations in our communities
As a result of your feedback at our team members' efforts, we're pleased to announce an upcoming refresh of our day-to-day banking packages, which will take effect January 1, 2024.
Please review the information below and reach out to your branch with your questions.
Updated Account Details
Changes to our Golden Account Packages
Along with the changes highlighted in the Personal Chequing Accounts information above, we're making a change to the minimum age requirement for our Golden Chequing Account. Historically, this account has been offered to members who have reached 60 years of age. During the 2024 calendar year, members who reach 60 years of age will automatically be upgraded to our Golden Chequing Account.
Beginning January 1, 2025, the minimum age for Golden Accounts will increase to 65 years of age.
Golden Account FAQs
Q: What if I already have a Golden Account?
A: If you already have a Golden Account, you'll continue to have a Golden Account. The minimum age increase to 65 years is 'going forward' and will not be applied retroactively.
Q: Why is the minimum age increasing?
A: We're increasing the minimum age to more closely align with retirement age and when members are more likely to transition to fixed income.
Q: What happens if I turn 60 during the 2024 calendar year?
A: If you turn 60 during the 2024 calendar year, your account will automatically be upgraded to our Golden Chequing Account.
Q: When does this change take effect?
A: Beginning January 1, 2025, the minimum age for our Golden Chequing Account increases to 65.
Q: What additional benefits are provided with the Golden Chequing Account?
A: Beginning January 1, 2025, the Golden Chequing Account will include 10 outgoing Interac eTransfers on a monthly basis.
Updated Service Fee Guides
Personal Service Fee Guide
Business Service Fee Guide
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